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Propriétés en Vente

FOR SALE

249900$
424 Rue Marthe
Saint-Philippe

249900$
420 Rue Marthe
Saint-Philippe


formulaire d'évaluation
Click here to fill in our Free Property Evaluation Form!

Buy:
Budgeting the costs related to the purchase of a residential property:


Before visiting selected properties, SIC can help obtain a pre-approved mortgage

Steps and costs related to the purchase of a residential property:

Selection
Visiting, choosing and deciding
Negotiation of the Promise of Purchase
(making the deposit)
Building inspection of chosen property
Mortgage Application


One week before the date of signature at the notary.


Find the appropriate insurance
Sign the deed of loan at notary

Money needed on day of signature:
-Cash less deposit
- Adjustments: municipal, school , water taxes etc
•Condo Fees
•Rent
•Oil
- Certificate of location
-Taxes on CMHC insurance (9%)*
- Notary Fees

Moving expenses:

Utility installation fees (telephone, cable, etc)

Around 60 days after signing at notary

Welcome tax(except Montréal) Calculated on the purchase price or city evaluation, whichever is higher

(0 to $50 000) X 0,5%
+
($50 001 to $250 000) X 1%
+
($250 001 and more) X 1,5%

(*)The premium is based on the amount of financing and added to the amount of loan

From 75% to 80% - 1% of the amount of loan, 80.1 to 85% - 1,75%, 85.1 to 90% - 2%, and, 90.1 to95% 2.75%
.

 

 

THE ART OF NEGOTIATION IS A GIFT... THAT WE OFFER TO YOU!

mansion en vent
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